Can You Guess Which Cashback App Is #1 Right Now? 5 Picks That Actually Pay

Can You Guess Which Cashback App Is #1 Right Now? 5 Picks That Actually Pay

8 December 2025 Views: 0

1️⃣Rakuten

Rakuten turns everyday shopping into real cash with aggressive rates and frequent boosts. Big welcome bonus and thousands of partner stores make it the easiest quick win. Payouts hit PayPal fast and stack with your card rewards.

Address: San Mateo, California, USA

  • Up to 15%+ rates during promos
  • $30+ welcome bonus
  • Stacks with card rewards
  • Fast PayPal payouts
  • Huge store list
  • Some categories excluded
  • In-store offers limited

2️⃣TopCashback

TopCashback routinely tops the rate tables and doesn't take a cut from your earnings. No minimum payout and extra bonuses make it a power earner. Great for big seasonal hauls.

Address: Stafford, United Kingdom

  • Often highest rates
  • No minimum payout
  • Extra payout bonuses
  • Price comparison alerts
  • Frequent promos
  • Tracking can fail if your cart is not clean
  • Site can feel busy

3️⃣Honey by PayPal

Honey auto-tests coupon codes and adds Honey Gold for effortless rewards. The extension is slick and price history helps you avoid fake deals. Better for coupons than raw cashback.

Address: Los Angeles, California, USA

  • Automatic coupon testing
  • Honey Gold rewards
  • Amazon price history
  • Easy browser setup
  • Cashback rates often lower than specialists
  • Some codes are outdated
  • Mobile app less consistent

4️⃣Capital One Shopping

Great for price drops and occasional credits that offset purchases. Strong on Amazon and big-box stores. Best as a sidekick to a primary cashback wallet.

Address: McLean, Virginia, USA

  • Powerful price alerts
  • Occasional shopping credits
  • Works on major retailers
  • Requires account and data sharing
  • Credits can post slowly
  • Smaller partner network

5️⃣Swagbucks

Earn cashback, gift cards, and points from shopping, surveys, and daily goals. Tons of ways to earn but it takes time. Good for grinders, not for quick big payouts.

Address: El Segundo, California, USA

  • Many earn options beyond shopping
  • Flexible payout choices
  • Daily streak bonuses
  • Time-consuming
  • Survey disqualifications are common
  • Cashback rates can be mediocre
  • App ads feel cluttered