1️⃣Rakuten
Stack cashback at hundreds of stores and watch payouts add up fast. Automatic browser and app tracking make it set-and-forget. Weekend flash boosts and sign-up bonus sweeten the deal.
- Top rates at major retailers
- automatic tracking in browser and app
- strong sign-up bonus
- flexible payouts via PayPal or check
- frequent rate boosts
- Occasional pending delays
- some categories excluded during promos
2️⃣Capital One Shopping
Finds lower prices while you earn rewards on the same purchase. Works in your browser and on Amazon to beat listings in real time. You don't need a Capital One account to use it.
- Instant price comparison on Amazon and thousands of stores
- auto coupon tests at checkout
- rewards stack with sales
- free and easy to install
- huge store coverage
- Rewards redeemed as gift cards
- not cash
- occasional merchant exclusions
3️⃣Ibotta
Crush grocery and in-store deals with receipt scans and linked loyalty offers. Big bonuses on new brands and seasonal promos. Great for habitual shoppers but requires more effort.
- High bonuses on featured items
- in-store and online support
- strong grocery focus
- team bonuses and streaks
- Receipt scanning takes time
- some offers vanish quickly
- cashouts behind thresholds
- approval can be slow on big bonuses
4️⃣Honey
Automatically tests coupon codes and earns Honey Gold you can redeem for gift cards. Solid for finding quick savings at checkout. Cashback rates are decent but vary a lot.
- One-click coupon testing
- Honey Gold rewards on top retailers
- easy browser extension
- fast install
- Cashback limited to Honey Gold gift cards
- variable tracking reliability
- international coverage is uneven
5️⃣TopCashback
Offers very high rates on select merchants and frequent flash promos. Enthusiasts love stacking, but the interface can feel dated and support response varies.
- Often the highest rate on niche stores
- strong flash promos
- no payout fees
- broad merchant list
- Interface feels clunky
- long pending times on travel and high-ticket items
- support can be slow
- fewer in-app tools than rivals