1️⃣Chase Freedom Unlimited
This no-annual-fee favorite stacks easy everyday rewards with a juicy sign-up bonus. Earn boosted cash back on dining, drugstores, and travel while enjoying a long 0% intro APR window. If you want one card to maximize daily spend without fuss, this is the one.
Address: 383 Madison Ave, New York, USA
- No annual fee
- Big welcome offer for new cardmembers
- 3% back on dining and drugstores
- 5% on travel purchased through Chase
- Strong purchase and travel protections
- 0% intro APR period
- Powerful Chase Ultimate Rewards ecosystem
- Requires good to excellent credit
- Foreign transaction fee on overseas purchases
2️⃣Amex Blue Cash Preferred
For households, this card is a cash-back machine at the supermarket and on streaming. The welcome bonus hits fast, and Amex Offers keep savings rolling all year. If you spend big on groceries, it can easily pay for itself.
Address: 200 Vesey St, New York, USA
- Massive 6% back at U.S
- supermarkets up to the annual cap
- 6% back on select U.S
- streaming services
- High-value welcome offer
- Amex Offers add constant extra savings
- Solid purchase protection and extended warranty
- Annual fee applies
- Acceptance can be limited outside the U.S
3️⃣Citi Double Cash
Simple, predictable cash back: earn on every purchase without tracking categories. It is a great set-it-and-forget-it card, especially as a no-annual-fee option. Power users may miss richer perks and travel partners.
Address: 388 Greenwich St, New York, USA
- Straightforward 2% back on everything (1% when you buy
- 1% when you pay)
- No annual fee
- Easy to pair with other Citi cards
- No elevated dining or grocery multipliers
- 3% foreign transaction fee
- Perks and travel benefits are limited
4️⃣Capital One SavorOne
Great for nights out and food delivery, with no annual fee and no foreign transaction fees. The welcome bonus is solid for a starter card. Rewards still trail premium dining cards for heavy spenders.
Address: 1680 Capital One Dr, McLean, USA
- 3% back on dining
- entertainment
- popular streaming
- and grocery delivery
- No annual fee
- No foreign transaction fees
- Good starter bonus
- Requires good credit
- Base rate on other purchases is modest
- Customer support can be hit-or-miss at busy times
5️⃣Discover it Cash Back
Rotating 5% categories can deliver outsized value if you activate and plan ahead. The first-year Cashback Match is a big draw for new cardholders. International acceptance and quarterly planning are the trade-offs.
Address: 2500 Lake Cook Rd, Riverwoods, USA
- 5% back in rotating categories after activation up to the quarterly cap
- Discover Cashback Match doubles first-year earnings
- No annual fee
- Strong U.S
- customer service
- Limited acceptance outside the U.S
- Must activate categories each quarter
- Earnings capped in bonus categories