1️⃣Rakuten
Earn real cash back at thousands of stores with automatic tracking. Big sign-up bonus and frequent double-cashback events make it a fast earner. Payouts are reliable via PayPal or check.
- Huge retailer coverage
- automatic extension finds deals
- stackable with credit card rewards
- regular bonus events
- fast payouts
- trusted brand
- Some categories are excluded
- cashback can take weeks to confirm
2️⃣TopCashback
Known for industry-leading rates because it shares more commission with you. No payout fee and frequent bonus boosts make it a power earner. Great for travel bookings and big-ticket buys.
- Often the highest rates
- no payout fees
- bonus promos
- strong travel partners
- gift card payout boosts
- solid mobile app
- Confirmation times vary by merchant
- interface can feel busy
3️⃣Capital One Shopping
Automatically tests coupon codes at checkout and earns credits on supported stores. Great for price tracking and price drop alerts. Works even if you are not a Capital One customer.
- Coupon auto-apply
- price tracking and alerts
- credits redeemable for gift cards
- solid coverage
- good for everyday shopping
- Earnings are in credits not cash
- gift card options vary
- region-limited offers
- extension may slow some sites
4️⃣Honey
Finds promo codes and gives rewards called Gold that you can redeem for gift cards. Easy to use with a clean extension and mobile app. Strong for Amazon price history.
- Automatic promo codes
- Honey Gold rewards
- simple interface
- Amazon price tracker
- mobile app support
- Gold converts only to gift cards
- lower rates than specialty cashback apps
- occasional missed codes
- limited merchants in some regions
5️⃣Quidco
A UK favorite with strong rates on retail and utilities. Offers payout bonuses when withdrawing to gift cards. Good for stacking with seasonal promos.
- Competitive UK rates
- utility and broadband cashback
- gift card payout boosts
- mobile app
- seasonal promos
- Primarily UK-only
- slow confirmations on travel
- premium plan upsells
- payout thresholds apply