1️⃣Wise
Wise makes international payments transparent, fast, and low-cost. Real exchange rates and clear fees build confidence for freelancers, SMBs, and globetrotters.
Address: 56 Shoreditch High St, London, United Kingdom
- Transparent mid-market rates
- low fees on international transfers
- fast payouts to bank accounts
- excellent in-app experience
- strong trust and regulation in UK and EU
- Not available in a few countries
- cash deposits not supported
- card availability varies by region
2️⃣Stripe
Stripe powers online payments for millions of businesses with enterprise-grade security and uptime. Its ecosystem of billing, subscriptions, and checkout just works at scale.
Address: 1 Grand Canal Street Lower, Dublin, Ireland
- Global card acceptance
- best-in-class developer tools
- powerful fraud screening with Radar
- fast settlement in supported countries
- rich ecosystem for subscriptions and invoicing
- scales from startup to enterprise
- Technical setup may require a developer
- account approval can take time in regulated industries
- pricing on some add-ons adds up
3️⃣PayPal
PayPal is a household name with buyer and seller protection that reduces risk. It is accepted almost everywhere online and makes checkout familiar and quick.
Address: 2211 N First St, San Jose, California, USA
- Massive user base and trust
- buyer and seller protection
- one-touch checkout improves conversions
- broad marketplace integrations
- Higher fees than many rivals
- account holds and reserve risk for some merchants
- slow support during peak times
- limited transparency on dispute outcomes
4️⃣Revolut
Revolut blends banking-style tools with slick budgeting and multicurrency accounts. Great for travel and card controls, but features can vary by region.
Address: 7 Westferry Circus, London, United Kingdom
- Great travel exchange rates
- disposable virtual cards and strong card controls
- easy budgeting and analytics
- junior accounts and stock and crypto access in some regions
- Support can be slow on standard plans
- some features locked behind paid tiers
- cash deposits and cheques not supported
- feature availability varies widely by country
5️⃣Payoneer
Payoneer connects global marketplaces and contractors with cross-border payouts. Popular for Amazon, Fiverr, and Upwork earnings, though fees can stack up.
Address: 150 W 30th St, New York, New York, USA
- Trusted by major marketplaces
- good for receiving USD EUR and GBP
- borderless accounts for freelancers
- mass payout tools for teams
- Fees on ATM withdrawals and currency conversions
- compliance reviews can freeze transfers
- customer service wait times
- card replacement and shipping fees