1️⃣Stripe
Stripe is the go-to gateway for fast-growing brands that want high approval rates and clean developer tooling. It supports 100+ currencies and local methods, with Radar to cut fraud and Smart Retries to save failed payments. Reports are clear and payouts are predictable.
Address: Dublin, Ireland
- Excellent acceptance rates
- Frictionless checkout components
- Radar fraud protection included
- Smart retries and network tokens
- Global support for local methods
- Great documentation and SDKs
- Transparent pricing
- Fast settlements in many regions
- Needs developer time to unlock full value
- Some advanced features add extra fees
- Availability and features vary by country
2️⃣Adyen
Adyen delivers enterprise-grade processing built for global scale and omnichannel. Real-time risk controls and network-level optimizations lift approvals while lowering chargebacks. Ideal for brands that want one contract across markets.
Address: Amsterdam, Netherlands
- Elite approval rates for enterprise volumes
- Unified commerce online and in-store
- Advanced risk controls with fine tuning
- Rich issuer-level insights
- Direct network integrations
- Strong global coverage
- Dedicated account management
- Rigorous onboarding
- Higher minimums than SMB tools
- Developer-led integration and certification can take time
3️⃣PayPal
PayPal is the most recognized checkout badge on the web, boosting trust at the last mile. Easy to add and great for marketplaces and subscriptions. Works well alongside a primary card processor.
Address: San Jose, USA
- Instant brand recognition lifts conversion
- Strong buyer and seller protections
- Fast setup and easy sandbox
- PayPal Pay Later options
- Mass payouts for platforms
- Broad international reach
- Higher effective fees vs direct card processing
- Occasional account holds or reserve reviews
- Guest checkout flows can add clicks
- Limited deep customization without extra work
4️⃣Worldpay
Worldpay brings serious scale and bank relationships for global acceptance. Good fit for established retailers that need multi-country acquiring and alternative payments. Legacy depth with modern APIs.
Address: London, United Kingdom
- Wide acquiring footprint
- Many local payment options
- Mature risk and reconciliation tools
- Account teams for large merchants
- Onboarding and contracts can feel old-school
- Support response times vary by region
- Pricing complexity and term commitments
- Dashboard UX less intuitive than newer rivals
5️⃣Checkout.com
Checkout.com is a modern processor focused on enterprise-grade performance and data clarity. Strong in Europe and the Middle East with competitive approvals. A smart challenger to legacy providers.
Address: London, United Kingdom
- Clean modern APIs
- Great reporting and granular data
- Responsive technical support
- Solid international coverage
- Flexible routing and retries
- Pricing can be opaque for small merchants
- Integration can take longer for edge cases
- Fewer native POS options
- Some features roll out region by region