1️⃣Wise
Wise makes international money transfers painfully simple and transparent. Real exchange rates, low fees, and speedy payouts make it a favorite for freelancers and businesses alike.
Address: 56 Shoreditch High St, London, United Kingdom
- Real mid-market exchange rate
- Low
- transparent fees
- Fast payouts to bank accounts and cards
- Multi-currency accounts with local details
- Excellent mobile app
- Strong regulatory footprint in UK
- EU
- US
- No cash deposits
- Card acceptance varies by country
- Per-transfer limits for new accounts
2️⃣Stripe
Stripe powers online payments for startups to enterprises. Developer-first tools, global coverage, and powerful fraud protection help you convert more and settle fast.
Address: 354 Oyster Point Blvd, South San Francisco, California, USA
- Best-in-class developer APIs
- High acceptance rates
- Advanced fraud tools with Radar
- Hundreds of integrations
- Global currencies and local payment methods
- Transparent reporting and reconciliation
- Account approval can take time for high-risk sectors
- Support queue can be busy during peak times
- Pricing adds up with add-ons
3️⃣PayPal
PayPal is familiar to buyers worldwide and can lift checkout trust instantly. It brings one-touch payments, PayPal Credit, and buyer protection, but fees are not the lowest.
Address: 2211 N First St, San Jose, California, USA
- Massive global user base
- Quick setup
- Strong buyer trust
- Invoicing and subscriptions
- Seller and buyer protections
- Higher fees for cross-border and currency conversion
- Occasional account holds and reviews
- Dispute process can be slow
- Limited live support for small merchants
4️⃣Revolut
Revolut blends banking features with slick payments and budgeting. Great for travel and multicurrency spending, but full merchant tools are still developing.
Address: 7 Westferry Circus, London, United Kingdom
- Excellent exchange rates on weekdays
- Multi-currency cards and accounts
- Easy spend analytics
- Crypto and stock features in one app
- Weekend exchange markups
- Feature availability varies by country
- Some advanced features gated behind paid plans
- Customer support response can be inconsistent
5️⃣Payoneer
Payoneer is a staple for marketplace payouts and cross-border B2B payments. Solid for Amazon, Fiverr, and agencies, but verification and withdrawals can feel slow.
Address: 150 W 30th St, New York, New York, USA
- Wide marketplace integrations
- Multi-currency receiving accounts
- Mass payouts
- Competitive conversion rates for larger volumes
- Account verification can be lengthy
- ATM and card fees are not the lowest
- Support may take several days
- Transfer times vary by corridor