1️⃣Wise
Wise turns international payments into a near instant, low cost routine. You get the real mid market rate, clear fees, and multi currency balances that just work. Ideal for freelancers, small businesses, and global teams.
Address: 56 Shoreditch High Street, London, United Kingdom
- Real mid market FX rates
- Low fixed fees
- Fast transfers to 70+ countries
- Multi currency accounts and local details
- Business debit cards
- Excellent transparency and app UX
- No cash pickup
- Occasional compliance checks may delay very large transfers
- Some countries not supported
2️⃣Stripe
Stripe is the engine behind millions of online checkouts. It delivers a polished API, hundreds of integrations, and advanced fraud tools. Scale from first sale to global in days.
Address: 510 Townsend St, San Francisco, USA
- Developer friendly API
- Global cards wallets and local methods
- Advanced fraud prevention
- Fast payouts in many regions
- Transparent pricing
- Powerful dashboards and reporting
- Account reviews can temporarily hold funds
- In person hardware costs extra
- Phone support limited in some plans
3️⃣PayPal
Familiar, trusted, and everywhere. PayPal helps you convert buyers with one tap checkout and PayPal Pay Later. Fees can add up and account limitations do happen, but reach is massive.
Address: 2211 N 1st St, San Jose, USA
- Huge global acceptance
- PayPal Pay Later boosts conversion
- Strong buyer protection
- One touch checkout
- Easy invoicing
- Higher transaction and currency fees than many rivals
- Account holds and limitations can occur
- Customer support response can be slow at peak times
4️⃣Revolut
Revolut blends everyday banking with smart travel and business features. Great for spending abroad and managing budgets. Some features vary by region and support can be inconsistent.
Address: 7 Westferry Circus, London, United Kingdom
- Great FX rates on weekdays
- Slick mobile app
- Analytics and budgets
- Access to crypto and commodities
- Business accounts
- FX markups on weekends
- Feature availability varies by country
- Customer support can be slow during spikes
- Cash deposits not supported
5️⃣Payoneer
Payoneer specializes in global payouts for creators, freelancers, and marketplaces. Receive in multiple currencies and withdraw locally. Fees and compliance checks can add friction for some users.
Address: 150 W 30th St, New York, USA
- Receive from major marketplaces
- Global payout network
- Local receiving accounts in multiple currencies
- Mass payouts
- Prepaid card option
- ATM and withdrawal fees
- Account verification and compliance reviews can pause access
- FX spreads can be higher than specialist transfer apps