Found

found.com

Found is a US banking app aimed squarely at the self employed: sole proprietors, gig workers and single member LLCs. Accounts sit at a partner bank, FDIC insured up to 250,000 dollars. What sets it apart from generic business checking is the tax machinery: the app estimates quarterly taxes from incoming payments, sets money aside automatically, tracks write offs by category and exports a filing summary. Invoicing, contractor payments and a debit card come with the free tier, which has no required monthly fee and no overdraft fees.

Best for a freelancer who files a Schedule C and hates spreadsheets. Less suitable if the business needs joint access for a partner or bookkeeper, cash deposits, or lending, since Found offers no credit products. A paid Found Plus tier adds extras such as higher yield on set aside cash and faster payouts, and international wires are not part of the picture.