Insubuy
Insubuy is a licensed brokerage in Plano, Texas, working the same niche as VisitorsCoverage: visitor medical, travel medical and expat plans, compared in dense tables that show every benefit line rather than a marketing summary. Premiums are the insurers' filed rates with no broker markup, and the comparison pages let two or three plans sit next to each other so the coinsurance split and the pre-existing condition clause can be read together. Licensed agents answer the phone seven days a week, roughly 8am to 9pm CT.
Best suited to careful buyers who read documents before paying, especially families arranging cover for elderly relatives visiting the US. The amount of detail on screen can be tiring for anyone who just wants three options. Trip cancellation plans exist but are not the main business.
Pros
- Extremely detailed benefit comparison tables
- No markup on insurer rates
- Seven day phone support
- Visitor, travel medical and expat plans
- Full brochures linked before purchase
Cons
- Dense interface, lots of small print
- Limited focus on cancellation cover
- Not aimed at UK or EU travellers
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