InsureMyTrip
Running since 1999 from Warwick, Rhode Island, InsureMyTrip is one of the oldest quote engines in the market and lists policies from more than twenty providers side by side. Each plan card shows medical and evacuation limits, trip cancellation percentage and customer reviews collected over years, so a cheap premium with a 25,000 dollar medical cap is easy to spot. The Anytime Advocates service is the notable part: staff argue on the customer's behalf when an insurer denies a claim they consider payable.
Good fit for retirees comparing annual multi-trip plans against single-trip cover, and for anyone travelling with a chronic condition who needs the waiver deadline explained. Agents work weekdays and Saturday hours, so a Sunday question waits until Monday. Prices are identical to buying direct from the insurer.
Pros
- More than twenty insurers compared
- Anytime Advocates help with denied claims
- Real customer reviews on every plan
- Same price as buying direct
- Clear medical and evacuation limits
Cons
- Closed on Sundays
- Aimed at US residents
- Long forms before the first quote
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