Right To Bear is the aggressive discounter of this market: a single membership tier at roughly $19 per month or about $205 per year, with dues collected through Moultrie Insurance. The base plan covers criminal and civil defense with attorney fees paid as they come due rather than reimbursed, plus firearm replacement and psychological support after a covered incident. Optional add-ons cost $4 per month or $35 per year each and include bail bond funds, coverage across all 50 states and a second household member. A separate plan targets law enforcement, security and military members.
Good value for a carrier who stays in one state and wants a low fixed cost. The catch is that several protections most people assume are standard, bail and nationwide coverage among them, are billed as add-ons, and the association is young compared with the veterans on this list.
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