Squaremouth
Squaremouth has been comparing travel insurance since 2003 from an office in St. Petersburg, Florida, and puts plans from around twenty licensed US insurers on one results page. Filters matter more than the sorting here: coverage can be narrowed by medical maximum, emergency evacuation limit, cancel for any reason and the pre-existing condition waiver, which usually requires buying within 14 to 21 days of the first trip payment. Prices are the insurers' own filed rates, and the Zero Complaint Guarantee means the site steps in if a claim is handled badly.
Sensible for US travellers over 65 who want to see how sharply premiums climb between 70, 75 and 80, and which plans still accept applicants in their eighties. Licensed agents answer the phone from 8am to 10pm ET every day, which helps when policy wording gets confusing. Not useful outside the United States.
Pros
- Panel of about twenty US insurers
- Filters for pre-existing condition waivers
- Zero Complaint Guarantee on claim disputes
- Phone agents daily until 10pm ET
- Full policy documents before purchase
Cons
- US residents only
- Quotes need trip cost and exact dates
- Some plans refuse applicants past 85
- Results page overwhelming at first
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