VisitorsCoverage
A Santa Clara insurtech founded in 2006, VisitorsCoverage built its name on visitor medical insurance for parents and grandparents flying in to see family in the United States, a group most mainstream sites quietly ignore. Plans from Trawick, WorldTrips, Seven Corners and others are compared by deductible, policy maximum and coinsurance, with quotes available well into the nineties depending on the plan. Renewals, extensions and claim forms live in an online account rather than on paper.
The right tool for older visitors who need medical cover in a country without reciprocal healthcare, and for retirees on long trips abroad. Cancellation and baggage cover are not the focus, so someone insuring an expensive cruise should look elsewhere. Plan brochures use insurance jargon, and reading two of them before buying is time well spent.
Pros
- Strong on visitor and travel medical plans
- Quotes for very high age brackets
- Deductible and maximum shown clearly
- Online account for extensions and claims
- Support by phone and email
Cons
- Weak on trip cancellation cover
- Plan wording heavy with jargon
- Deductibles confuse first-time buyers
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